Day drinking, unpaid bills, and ugly crying.

It was one of those days where you draw the line in the sand and say, “Never again. I will never allow myself to be in this position again.”

So, what happened?

I did my numbers for the first time in months (big mistake!)—and found that while I was owed $7,000 by clients, much of which was overdue, I didn’t actually have enough in my bank account to pay my health insurance premiums or my son’s school fees.

I had done incredibly well in terms of bringing in clients and negotiating high pay rates, but my cash flow sucked.

Despite being owed thousands of dollars, I was struggling to pay my bills. This put me in a desperate situation, where I had to take on lower-paying work just to keep my head above water.

Worse, it was utterly avoidable. Had I kept an eye on my cash flow, that is, knowing exactly what was coming in and when, I wouldn't be in this position.

I vowed to do exactly that.

How I did it is the system I still, ten years later, use to track the cash flow in my business.

I use a simple, but powerful, spreadsheet, which tells me—at a glance—how much is expected to arrive in my bank account in the coming weeks and months.

knowing what the cash flow LOOKS like in my business gives me peace of mind.

That’s essential when you’re building a freelance career and depend exclusively on that income.

To your financial success!"

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